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What is insurance fraud? Insurance fraud is an attempt to obtain money from insurance companies by arranging a loss or accident or falsifying information on applications for insurance claims. Fraud can range from large, organized operations involving hundreds of thousands of dollars to an otherwise honest individual who overstates a legitimate claim. Click here for more Fraud Information Who helps catch arsonists? You do. You can earn a reward of up to $10,000 for information leading to the arest and conviction of an arsonist. Click here to learn about The Arson Reward Hotline