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View Fire Safety TipsView Disaster Preparedness InformationAbout Homeowners InsuranceAbout Flood InsuranceAbout Auto InsuranceView Information on Crash Tests from the Insurance Institute for Highway Safety


10 Worldwide Most Costly Insurance Losses, 1970-2009, In Millions of $
1. Nov. 14, 1970, Bangladesh, Bay of Bengal, Storm and flood, 300,000
2. Jul. 28, 1976, China, Earthquake (magnitude 7.5), Victims: 255,000
3. Dec. 26, 2004, Indonesia, Thailand et al., Earthquake (magnitude 9), tsunami in Indian Ocean, Victims: 220,000
4. May 2, 2008 Myanmar (Burma), Bay of Bengal Tropical cyclone Nargis; lrrawaddy Delta flooded, Victims: 138,373
5. Apr. 29, 1991, Bangladesh, Tropical cyclone Gorky, Victims: 138,000
6. May 12, 2008, China, Earthquake (magnitude 7.9) in Shichuan, aftershocks, Victims: 87,449
7. Oct. 8, 2005, Pakistan, India, Afghanistan, Earthquake (magnitude 7.6); aftershocks, landslides, Victims:73,300
8. May 31, 1970, Peru, Earthquake (magnitude 7.7); rock slides, Victims: 66,000
9. Jun. 21, 1990, Iran, Earthquake (magnitude 7.7); landslides, Victims: 40,000
10. Jun. 1, 2003, France, Italy, Germany et al., Heat wave and drought in Europe, Victims: 35,000
(1) Dead and missing.
Source: Swiss Re, sigma, No. 2/2009.


10 Most Costly Catastrophes, United States, In Millions of $
  1. Aug. 2005, Hurricane Katrina, Insured Loss When Occurred, $41,100, Insured Loss in 2008 Dollars, $45,310
  2. Aug. 1992, Hurricane Andrew, Insured Loss When Occurred, $15,500, Insured Loss in 2008 Dollars, $23,786
  3. Sep. 2001, World Trade Center, Pentagon terrorist attacks, Insured Loss When Occurred, $18,778, Insured Loss in 2008 Dollars, $22,829
  4. Jan. 1994, Northridge, CA earthquake, Insured Loss When Occurred, $12,500, Insured Loss in 2008 Dollars, $18,160
  5. Sep. 2008, Hurricane Ike, Insured Loss When Occurred, $12,500, Insured Loss in 2008 Dollars, $12,500
  6. Oct. 2005, Hurricane Wilma, Insured Loss When Occurred, $10,300, Insured Loss in 2008 Dollars, $11,355
  7. Aug. 2004, Hurricane Charley, Insured Loss When Occurred, $7,475, Insured Loss in 2008 Dollars, $8,520
  8. Sep. 2004, Hurricane Ivan, Insured Loss When Occurred, $7,110, Insured Loss in 2008 Dollars, $8,104
  9. Sep. 1989, Hurricane Hugo, Insured Loss When Occurred, $4,195, Insured Loss in 2008 Dollars, $7,284
  10. Sep. 2005, Hurricane Rita, Insured Loss When Occurred, $5,627, Insured Loss in 2008 Dollars, $6,204
(1) Property coverage only. Does not include flood damage covered by the federally administered National Flood Insurance Program. As of September 2009.
(2) Adjusted to 2008 dollars by Insurance Services Office, Inc.

Source: ISO's Property Claim Services unit (PCS).


TOP 15 MOST COSTLY HURRICANES IN THE UNITED STATES
  1. Aug. 25-30, 2005, AL, FL, GA, LA, MS, TN, Katrina, Insured Loss When Occurred,$41,100, $45,310
  2. Aug. 24-26, 1992, FL, LA, Andrew, Insured Loss When Occurred, $15,500, Insured Loss in 2008 Dollars, $23,786
  3. Sep. 12-14, 2008, AR, IL, IN, KY, LA, MO, OH, PA, TX, Ike, Insured Loss When Occurred, $12,500, Insured Loss in 2008 Dollars, $12,500
  4. Oct. 24, 2005, FL, Wilma, Insured Loss When Occurred, $10,300, Insured Loss in 2008 Dollars, $11,355
  5. Aug. 13-14, 2004, FL, NC, SC, Charley, Insured Loss When Occurred, $7,475, Insured Loss in 2008 Dollars, $8,520
  6. Sep. 15-21, 2004, AL, DE, FL, GA, LA, MD, MS, NJ, NY, NC, OH, PA, TN, VA, WV, Ivan, Insured Loss When Occurred, $7,110, Insured Loss in 2008 Dollars, $8,104
  7. Sep. 17-22, 1989, GA, NC, PR, SC, VA, U.S. Virgin Islands, Hugo, Insured Loss When Occurred, $4,195, Insured Loss in 2008 Dollars, $7,284
  8. Sep. 20-26, 2005, AL, AR, FL, LA, MS, TN, TX, Rita, Insured Loss When Occurred, $5,627, Insured Loss in 2008 Dollars, $6,204
  9. Sep. 3-9, 2004, FL, GA, NC, NY, SC, Frances, Insured Loss When Occurred, $4,595, Insured Loss in 2008 Dollars, $5,237
  10. Sep. 15-29, 2004, DE, FL, GA, MD, NJ, NY, NC, PA, PR, SC, VA, Jeanne, Insured Loss When Occurred,$3,655, Insured Loss in 2008 Dollars, $4,166
  11. Sept. 21-28, 1998, AL, FL, LA, MS, PR, U.S. Virgin Islands, Georges, Insured Loss When Occurred, $2,955, Insured Loss in 2008 Dollars, $3,903
  12. Oct. 4, 1995, FL, AL, GA, NC, SC, TN, Opal, Insured Loss When Occurred, $2,100, Insured Loss in 2008 Dollars, $2,967
  13. Sep. 14-17, 1999, NC, NJ, VA, FL, SC, PA, 10 other states, Floyd, Insured Loss When Occurred, $1,960, Insured Loss in 2008 Dollars, $2,533
  14. Sep. 11, 1992, Kaui and Oahu, HI, Iniki, Insured Loss When Occurred, $1,600, Insured Loss in 2008 Dollars, $2,455
  15. Sep. 5, 1996, NC, SC, VA, MD, WV, PA, OH, Fran, Insured Loss When Occurred, $1,600, Insured Loss in 2008 Dollars, $2,196

(1) Property coverage only. Does not include flood damage covered by the federally administered National Flood Insurance Program. As of September 2009. (2) Adjusted to 2009 dollars by the Insurance Information Institute, using the Bureau of Labor Statistics' Inflation Calculator. Source: ISO’s Property Claim Services unit (PCS); U.S. Bureau of Labor Statistics.
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