Inland marine insurance covers bridges and tunnels, goods in transit, movable equipment, unusual property, and communications-related structures as well as expensive personal property.

Ocean marine insurance provides coverage on all types of vessels, for perperty damage to the sessels and cargo, as well as liabilities connected with them.

Surety and Fidelity

Surety bonds provide monetary compensation in the event that a policyholder fails to perform certain acts such as the proper fulfillment of a construction contract within a stated period. Surety bonds are usually purchased by the party which has contracted to complete a project. They are required for public projects in order to protect taxpayers.

Fidelity bonds, which are usually purchased by an employer, protect against losses caused by employee fraud or dishosesty.

Burglary and Theft and Boiler and Machinery Insurance

Burglary and theft insurance covers the loss of property, money and securities due to burglary, robbery and larceny.

Boiler and machinery insurance is also known as mechanical breakdown, equipment breakdown or systems breakdown coverage. Among the types of equipment covered by this insurance are heating, cooling, electrical, telephone/communictations and computer equipment.

Crop Insurance

There are two kinds of crop insurance: crop-hail, which is provided by the private market and covers just hail, fire and wind, and federally sponsored multiple peril, which is sold and serviced by the private market but subsidized and reinsured by the federal government.

Health and Accident Insurance

Individuals receive coverage for accidental injury, accidental death, and related health expenses. Benefits will pay for preventative services, medical expenses, and catastrophic care, with limits.

The government's large-scale participation in providing helath care through Medicare and Medicaid mekes it difficult to compare the health care sector and the life and property/casualty sectors, which are mostly private.