Track Swine Flu via Google Map Keep up with Swine Flu cases via this FluTracker map that regularly updates new flu cases globally.Don’t Let Boat Theft Sink Your Vacation Plans; Watercraft Theft and Recoveries in the United States
A new report from the National Insurance Crime Bureau (NICB) examines watercraft* theft and recoveries as the annual boating season nears its official launch.
Watercraft theft and recovery data reported to the National Crime Information Center (NCIC) for the period January 1, 2006 through March 31, 2009 was reviewed for all 50 states, the District of Columbia, Puerto Rico and the Virgin Islands.
Overall, there were 19,854 reported watercraft thefts during the period. There was a 2.47 percent decrease in thefts from 2006 to 2008. Of the total reported thefts for the period, 9,060 were recovered which translates to 45.63 percent. The recoveries experienced an upward trend for the period.
The top five states for thefts in descending order are Florida, California, Texas, Michigan and North Carolina while the top five for recoveries are Florida, California, Texas, Washington and Michigan.
A value was determined for only 334 of the total thefts (NCIC does not require a value) and that amounted to more than $5.2 million with the most expense single loss valued at $600,000. The average value of these 334 watercraft was $15,615.
Although watercraft theft is mostly a seasonal crime, many states have year round seasons and owners need to practice safe and smart boating which includes personal safety while on the water as well as theft prevention. NICB recommends the following tips to help protect your watercraft from theft:
• When you dock it, lock it and secure it to the dock with a steel cable
• Remove expensive equipment when not in use
• Chain and lock detachable motors to the boat
• Do not leave title or registration papers in the craft
• Disable the craft by shutting fuel lines or removing batteries
• Use a trailer hitch lock after parking a boat on its trailer
• Install a kill switch in the ignition system
*Watercraft include but are not limited to pontoon boats, dinghies, rowboats, canoes, personal watercraft (PWC), sailboats, speedboats, powerboats and kayaks.
Most drivers fear, with good reason, a traffic crash with an uninsured or underinsured driver.
If it happens, there's a good chance it's going to cost you money unless you have uninsured/ underinsured motorist (UM/UIM) coverage on your auto policy.
Even if you have the coverage and the other driver is underinsured, a serious accident that does significant damage to your car or badly injures you or your passengers, there could be serious financial problems ahead.
With the enactment of Georgia Senate Bill 276 in 2008, there is very important information regarding an additional choice in UM/UIM coverage that you need to know.
The new law, which applies to private passenger auto insurance, requires that you either select or reject (in writing) UM/UIM coverage with a new feature.
Currently, the law states that when you purchase UM/UIM coverage and are in an accident with an underinsured driver, the at-fault driver's liability coverage is deducted from your UM/UIM coverage when determining the amount to be paid after the accident for injuries and property damage.