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Property and Casualty Insurance Information from the
Georgia Insurance Information Service

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Top of the News                2009 Hurricane Season Begins June 1st                Top of the Weather
Georgia State Patrol Memorial Day Weekend Crash Update
Track Swine Flu via Google Map
   Keep up with Swine Flu cases via this FluTracker map that regularly updates new flu cases globally.
Don’t Let Boat Theft Sink Your Vacation Plans; Watercraft Theft and Recoveries in the United States
   A new report from the National Insurance Crime Bureau (NICB) examines watercraft* theft and recoveries as the annual boating season nears its official launch.
   Watercraft theft and recovery data reported to the National Crime Information Center (NCIC) for the period January 1, 2006 through March 31, 2009 was reviewed for all 50 states, the District of Columbia, Puerto Rico and the Virgin Islands.
   Overall, there were 19,854 reported watercraft thefts during the period. There was a 2.47 percent decrease in thefts from 2006 to 2008. Of the total reported thefts for the period, 9,060 were recovered which translates to 45.63 percent. The recoveries experienced an upward trend for the period.
   The top five states for thefts in descending order are Florida, California, Texas, Michigan and North Carolina while the top five for recoveries are Florida, California, Texas, Washington and Michigan.
   A value was determined for only 334 of the total thefts (NCIC does not require a value) and that amounted to more than $5.2 million with the most expense single loss valued at $600,000. The average value of these 334 watercraft was $15,615.
   Although watercraft theft is mostly a seasonal crime, many states have year round seasons and owners need to practice safe and smart boating which includes personal safety while on the water as well as theft prevention. NICB recommends the following tips to help protect your watercraft from theft:

• When you dock it, lock it and secure it to the dock with a steel cable
• Remove expensive equipment when not in use
• Chain and lock detachable motors to the boat
• Do not leave title or registration papers in the craft
• Disable the craft by shutting fuel lines or removing batteries
• Use a trailer hitch lock after parking a boat on its trailer
• Install a kill switch in the ignition system

*Watercraft include but are not limited to pontoon boats, dinghies, rowboats, canoes, personal watercraft (PWC), sailboats, speedboats, powerboats and kayaks.

S.E. Drought Situation Map
Today's Insurance Term
Keep up with the status of the Southeast drought. Map as of Dec 25, 2007Map as of May 26, 2009 The drought map from Dec. 25th '07 (left) to May. 26th '09 (right) for changes across the Southeast.
   10 Tips to save water in your home.
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Memorial Holiday Travel Period
   The Memorial Day holiday period began at 6 p.m. Friday and ended at midnight Memorial Day.
   Final Memorial Day Georgia Traffic Count: 2,794 Crashes; 752 Injuries; and 15 Fatalities.
   The Georgia State Patrol estimated as many as 2,725 traffic crashes, resulting in 875 injuries and 18 traffic deaths, could occur during the 78-hour holiday period.
   During the 2008 Memorial Day holiday travel period, 14 traffic deaths were reported to the Georgia State Patrol from law enforcement agencies across Georgia. Troopers reported alcohol and the lack of safety belt use were the primary contributing factors in a majority of the fatal crashes they investigated. Alcohol was a factor in five of the traffic deaths and a driver impaired by drugs was noted in one fatal crash. Four of the victims were not restrained by safety belts. Other fatal crashes reported involved a motorcycle, a four-wheeler, and a pedestrian.
   Georgia State Troopers and officers with the Georgia Department of Public Safety’s Motor Carrier Compliance Division strictly enforced safety belt laws over the Memorial Day holiday weekend. Additionally, the law enforcement personnel watched for impaired drivers during their holiday patrols.



Most drivers fear, with good reason, a traffic crash with an uninsured or underinsured driver.
   If it happens, there's a good chance it's going to cost you money unless you have uninsured/
underinsured motorist (UM/UIM) coverage on your auto policy.
   Even if you have the coverage and the other driver is underinsured, a serious accident that does significant damage to your car or badly injures you or your passengers, there could be serious financial problems ahead.
   With the enactment of Georgia Senate Bill 276 in 2008, there is very important information regarding an additional choice in UM/UIM coverage that you need to know.
   The new law, which applies to private passenger auto insurance, requires that you either select or reject (in writing) UM/UIM coverage with a new feature.
   Currently, the law states that when you purchase UM/UIM coverage and are in an accident with an underinsured driver, the at-fault driver's liability coverage is deducted from your UM/UIM coverage when determining the amount to be paid after the accident for injuries and property damage.


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2. Civic Club Presentation Available

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